What Is MetLife Dental Insurance?
Having health insurance that is affordable and fits your lifestyle is important. Having dental insurance is even more important, but sometimes can be expensive or complicated. One of the major problems with dental insurance is that it often doesn’t cover enough of the cost of routine dental care. This is where the MetLife Dental Insurance plan comes in.
The MetLife Dental Insurance is one of the leading dental insurance companies in the United States. The MetLife Dental Insurance is the most sought after dental insurance company in the country because it offers multiple benefits to its policy holders. These include:
Metlife and dental insurance
Metlife is an insurer of North American origin that has rapidly expanded in Mexico to become a leading company in the national market, especially due to its diversity of plans that adjust to the needs of customers.
In terms of controversies in health policies, its level is slightly above the average of 28, with 31 for every 10,000 claims. In customer service, it does not have such good results, since during the first half of 2015 it rank 14th out of the 15 institutions with the highest number of problems that were evaluate, with a failing grade of 5.23, only above ACE Seguros.
Metlife dental insurance policies
- MetDental policy: plan that is obtain by contacting the insurance for major medical expenses, to be able to protect dental health with any dentist of your choice, in addition to being able to obtain greater benefits with those belonging to the Metlife network, since you only pay one Coinsurance of 20% of the cost of treatment, while with private doctors it is 80%. Includes evaluation consultations, prophylaxis and a wide variety of dental and periodontal treatments. It is covered from the first expense since no deductible applies in the policy.
- MetDental Plus Policy: Includes all the coverage of the MetDental policy, plus 26 additional treatments, such as pulpotomy, various treatments in temporary teeth, and extraction of root remains and others, also with 20% coinsurance, in addition to specialties in which 50% applies. %, such as metal or porcelain crowns, fiberglass post, palladium silver metal post and Alba Cast Onlay. It also operates without application of deductibles.
Why is it important to take out dental insurance in Mexico?
It is very important to have dental insurance in Mexico, to cover unexpected dental expenses that can arise at any time. Cavities are the least worrying, but much more serious problems are also suffered, such as gingivitis or tooth loss. Did you know that 80% of those over 60 in Mexico only have 10 teeth left in their mouths?
Can you imagine how serious the situation is? In part, this occurs not only because of poor hygiene or eating too many foods with refined sugar. But also because of the high costs of dental health. The solution to this is found in dental insurance, which is why they are becoming more and more important. With dental insurance, you will enjoy specialized care on a regular basis and you will be able to grow old with your whole mouth.
What is dental insurance for?
Dental insurance is a contract with a service. That will have the objective of covering your expenses for dental procedures or treatments. Either with a limited network of Doctors, by specialty, service or region.
Dental insurance can help you keep your smile. When you need an unexpected dental procedure. Such as due to an accident. Also, in some cases and depending on the type of dental insurance, it can reduce the costs of regular services.